Join the team!
At Centerstone SBA Lending, Inc., we are always looking for individuals to join the team who are excited as we are in our commitment to provide the ultimate lending experience for our customers, shareholders and community. Take this opportunity to be a part of our dynamic company and apply for one of our open positions today!
Description:
The Business Development Officer role is to originate SBA 7a loans for the company through direct client marketing and intermediary referral sources within their designated geographic areas.
Duties and Responsibilities:
- Assist in the growth of the SBA portfolio
- Manage sales calls to prospective clients via telephone, email and in-person meetings
- Build external referral sources and potential direct client leads
- Continuous farming and marketing for new SBA loans
- Screen potential commercial loans by analyzing documents and preparing loan pre-discussion summaries to be discussed with sales and credit managers.
- Prepare loans for pre-discussion submission for LOI issuance
- Assist underwriting officer with collection of documentation for loan approval and closing
- Follow-up on all loans currently in underwriting
- Attend industry specific events or conferences to promote the company and expand COIs
- Participant in weekly pipeline meetings with management
- Report and partner with marketing manager to achieve set goals and budgets
Requirements Education, Experience, and Qualifications:
- Strong presentation, negotiation, and interpersonal skills
- Demonstrated success at new business development.
- Excellent verbal and written communication skills
- Ability to learn and adapt quickly
- Commercial banking experience a plus
- Prior credit underwriting and structuring skills a plus
- Knowledge of SBA SOP a plus
- Ability to handle several complex tasks simultaneously
- Ability to travel within assigned regional territory
Description:
Credit Underwriter is an entry-level position. Credit Underwriters are given an opportunity to learn the Lending process (financial analysis, underwriting, policy & procedure) as mentored by senior Underwriters.
Duties and Responsibilities:
- Obtain all available and necessary financial data from the credit file or outside sources
- Spread and analyze financial information of applicants – study and evaluate the information and prepare written reports for the lender
- Underwrite loans under supervision of a senior credit underwriter or manager and presentation of financing request to senior management or Loan Committee for approval
- Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to lending policies; obtains sufficient information and/or documentation from customers
- Solves problems relative to processing and servicing of loans within his or her portfolio
- Assume additional duties as requested
Requirements Education, Experience, and Qualifications:
- Bachelor’s degree in Finance or Accounting, or related field or equivalent experience preferred but not required
- Minimum 1 year of credit analysis or equivalent financial analysis experience required
- Good communication skills, both oral and written
- Ability to define problems, collect data, establish facts, and draw conclusion